Dental Insurance & Financing - Livermore, CA

Dental Care can be Affordable

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Make Your Oral Health a Priority

Dental care is an excellent investment in an individual’s medical and psychological well-being. For many families, finding affordable family dentistry can be a struggle. Whether you have dental insurance or not, we believe that finances should never stand in the way of a patients dream smile. To provide affordable dental care, we work with numerous insurance companies and multiple third parties to provide an opportunity for patients to receive affordable dental treatments and affordable sedation dentistry. We are extremely proud of the fact that we are able to be able to offer an ideal fusion of technology-based dentistry and affordable dental care. In addition to working with a variety of insurance companies and third-party dental financing, we offer in-house programs to help make your dental treatments affordable.  

We accept the following:

Our Payment and Financing Options

1

Cash, Check, or Credit Card

In most instances, we allow patients to provide payment using cash, check or credit card. We accept most major credit cards.

2

Dental Insurance

We accept most dental insurance carriers. Our insurance coordinator works closely with your insurance company to help get you the greatest benefits.

3

Plan for Health (In-House Dental Discount Plan)

Available exclusively for Sycamore Family Dentistry patients. Plan for Health is a wonderful option for un-insured patients, allowing them to reap similar savings and affordable dental care. Contact our office for more details.

4

Prepayment

We are happy to offer a five percent discount for services over $300.00 when prepaid in full upon scheduling your appointment.

5

CareCredit®

Patients eligible for CareCredit financing can manage treatment costs with flexible and affordable monthly payment options. Visit CareCredit.com or call 1-800-677-0718 for more information.

6

Proceed Finance

Patients with low credit scores can receive affordable, no-collateral loans up to $60,000 with flexible terms up to 96 months at fair, fixed rates. Visit www.proceedfinance.com or call 1-844-272-7587 for more information.

You Deserve the Best Dental Care

At Sycamore Family Dentistry we believe every patient should have access to affordable dentistry. Whether you need dental implant financing, affordable cosmetic dentistry, or help covering the cost of a dental emergency, our office is here to help you through each step. Simply contact our office to find out more about the options available to you. Often patients hold off on receiving vital dental work due to anxiety over cost. However, thanks to the multiple avenues available through Sycamore Family Dentistry, we have been able to provide patients in the Livermore, CA area the dental care they need. Don’t wait to tackle our dental health, call us today to schedule your appointment.

Delta Dental Insurance Changes

1

Are you dropping Delta?

No. Although we are ending our current contract with Delta, we still will accept patients who have Delta Dental Insurance. The difference is that we will be not in contract providers. See below for details on how that might affect you.

2

Why the change?

Although premiums have continued to rise or the past decade, reimbursement has remained stagnant. With ever-increasing costs of PPE and supplies, we cannot continue to offer high- quality care at their rates. Also, restrictions on procedures and new providers have made it very difficult to provide our best treatment within Delta's contract.

3

Will you still bill Delta?

Yes! We will still bill Delta as a courtesy. The difference is that that Delta will reimburse you, the patient. This occurs generally within 1 month from service, if not sooner.

4

When does this take effect?

The official date is Jan 1st 2023

5

Does my coverage change?

You will have the same annual limit per your insurance.

6

Do I have to pay at time of service?

In most cases yes. In some cases where financial arrangements have been made, we will offer payment plans or outside financing.

7

Can I pay after my insurance pays me?

We prefer to handle your financial obligations at the time of service.

8

I am in the middle of my treatment. What happens now?

We will honor the fees that were quoted for your treatment until Dec 31st 2022.

9

Is there anything I need to do as a patient?

No. As a courtesy we will submit the claim, x-rays and documentation so that you can maximize your dental benefits.

10

What insurances do you accept?

We accept most insurance companies that allow you to choose your own dentist, but again, we are not in contract providers.

Are you uninsured? Do you have insurance, but aren’t in network?

Dr. Lori Ross Tijerino is pleased to be able to offer you her own in-house dental discount plan, Plan For Health. Plan For Health is an alternative to dental insurance. It is a discount dental plan that works similar to a Costco membership. You pay a fee up front*, and you get a discount on all the treatment performed while you’re a member. Unlike insurance, there are no annual limits, and it covers cosmetic as well as preventative and restorative. Plan for Health covers cleanings, normal x-rays, periodic exams, and gives you a 20% discount on all procedures performed in this office for one year.

Many insurance savvy patients will think that most insurance will cover preventative at 100% and 20% might not seem great when compared to the 50-80% that insurance plans generally cover restorative procedures. But when you consider that Plan for Health has no limit compared to a $1,000- $1,500 limit most insurance plans have and Plan for Health covers more preventative treatment at 100% than most insurance plans, and Plan for Health covers cosmetic procedures, Plan for Health starts to be a better value than many insurance plans.

Plan for Health gets you savings similar to what people with insurance get without the limitations. Plan for Health encourages more preventative treatment so that you can avoid expensive, time consuming, painful restorative treatment later on. Because Plan for Health doesn’t have annual limits, you won’t be pressured to risk your health by waiting for the next year to roll around so that you have money in your account again.

If you don’t have insurance, Plan for Health is the best way to get savings similar to those enjoyed by insured patients. If you have insurance and you’re not in contract, and depending on how much annual coverage your insurance provides and how much the treatment you need costs, it can sometimes be worth joining the Plan for Health program even though you have insurance. Please contact us for more information any time. Remember our financing options (CareCredit and iCare) to get the dentistry you deserve, need, and want with affordable payments

Plan for Health gets you savings similar to what people with insurance get without the limitations. Plan for Health encourages more preventative treatment so that you can avoid expensive, time consuming, painful restorative treatment later on. Because Plan for Health doesn’t have annual limits, you won’t be pressured to risk your health by waiting for the next year to roll around so that you have money in your account again.

Plan for Health is available to patients who are uninsured

* Plan for Health is available to patients who are uninsured, or whose insurance is not in contract. and comes in three different options:

  • Plan for Health is NOT an insurance plan.
  • Plan for Health is available for use exclusively at Sycamore Family Dentistry.
  • Plan for Health can not be combined with insurance or any other reduced fee dental plans.

Adult - $650/year

Child - $425/year

Perio+ - $775/year

We can help make dental care affordable for you!

Schedule your appointment today to learn more.